Business Bankruptcy Law | Small Business Bankruptcy Laws

I found a job which I thought would be good fit for me. I’m starting to realize that I work for a boss who is discriminating, an alcoholic and has made several attempts to come on me, I have not given him any responses. I have brought his business back to life because when I took the position I thought he was kind and honest and he made it seem like people had used him and taken advantage of him. Now I feel that he’s been playing head games with me because I wont give in to his advances. He told me directly that he wants me to hire someone for him who is "loose and easy" and other things which I wont mention. I usually dont pay much attention because he’s drunk. He’s constantly lying to people, things of which I know are not true. I’ve seen him watching porn at work. He is an alcoholic and sees patients while hes fully drunk. I would leave but Im having a hard time with this economy to find anything else. I also feel that he’s using me to fix his own problems and when hes not able to fulfill his responsibilities, he holds me responsible. He cant drive due to several DUI’s which I just found out about and asks me to pick him up and drop him off at home which is out of my way. I’be been doing it out of the goodness of my heart and having good work ethics. He’s going through divorce, bankruptcy and many law suits from previous employees. I really need the job as I am putting myself through school and dont have any other source. I have been praying and asking God for help. What do I do in the meantime ?
As an empath I feel he’s feeding off of me and draining me so I would give in eventually. What do I do, in the meantime? Please advice.

Thank you

I’ve been married for 11 years with three little kids ages 2 – 9.

My wife and I weren’t blissfully happy, but we were content.

I’ll admit I took her for granted and didn’t focus every day on her.

Three months ago she told me she’s unhappy and isn’t sure she wants to stay married.

I went into super husband mode, I did all the cooking, cleaning, yard work, the house never looked so good!

She literally say on the couch, watching tv and wouldn’t talk about anything.

After two months of living with a frigid, distant woman, she made up her mind and wanted a divorce. She said she’s thought of nothing else since January.

So I accepted that the marriage wasn’t the best, she wanted out, I can’t make someone love me who doesn’t love me, so I need to prepare to dis-entangle our lives.

That’s when I found the cell phone bills. 300+ texts per month to one number. Dozens of calls at all hours to the same number, a couple dozen photos texted per month to that number.

I looked up the number and it was to a local small business man.

I called my wife and asked who he is, she said she didn’t know. I asked why she had sent hundreds of texts at odd hours of the day, days I was home in our bed. She said, oh he’s just a friend.

Three days later, she admitted she’s been having an affair, leaving work early to have sex with this guy.

I was devastated. The world came crashing down, just tore my heart to little pieces.

This was the only time she showed any emotions throughout the process, when she was caught.

So like a sucker, I thought, wait, I love this woman unconditionally, I can forgive.

So I told her I can forgive her, for the sake of our kids, can we reconcile?

She said, "What, so you and I can have sex and I’ll just wish it was him?"

Nice, eh?

A few days later I found her cell phone unlocked and read her texts. That’s when I figured out she’s in love with this guy and there is no reconciling, no hope to save the marriage.

(btw, he’s married too)

I made a decision to stop trying to fix this and instead work to get a divorce. I found an apartment and moved out. I want to start my life over and the thought of staying in the house where she and I had built a life that was a lie wasn’t something I could do.

So here’s my question.

I still think about her all the time. What could have been, if only I’d given her more attention, if only I’d done something different.

I know that this is unproductive, because I don’t actually want her back, she’s a very selfish and frankly evil person, but I still love her.

I know it takes time, but what are some things I can do to help me get over her, get her out of my mind and move forward with the next chapter in my life?

Please someone explain this to me. I am having a divorce. All the equity that was in the house was used to pay my for my husbands business. I know I need to sell the house to get out from under this mound of debt. Is bankruptcy the best solution? My husband wants to pay me back the 100,000.00 back over a period of 10 years.

Here is the story to better solve the situation: Basically mom was talking to dad on the phone, and they started arguing and yelling at each other. He told her "Why can you be like Natasha or Ira(Their friends) Who are working and make good money being realtors and accountants, but instead your sitting at home doing nothing. You are lazy. Now Angela is jobless, and I got her on my shoulders now too(Angela is me.. BTW I am not jobless anymore.. I found work.) If I didn’t have you guys, I would have a lot of money."

Mom told me she broke down into tears after hanging up on him. She locked herself in her room that whole day. Didn’t cook us dinner, didn’t do the laundry, only came out to get herself a cup of tea. The next day, she was looking for jobs on craigslist for housekeeping because she used to do that, but only 20 YEARS AGO. Who will hire her if she hasn’t worked in 20 years?! Anyway my dad was pushing my oldest brother who has his own business to hire her to do a few small things part-time and make some money. My brother felt obligated, yet bad for telling her he doesn’t need her help, so she her feelings were hurt. She realized my dad was forcing my brother to hire her, so they argued more about that. I called my brother and he said he’d have her work there once things pick up more, but she doesn’t believe him. If I were her, as a wife I would take the job once it’s available(It even is now for her to do some little things) Just to compromise with my husband and keep them from the stress of fighting and possible divorce.

I’m personally hurt about everything he said just as much as my mother is. Even my poor little brother overheard everything. Now he’s upset. I never thought my father would ever say something like "If I never had you guys, I’d have a lot of money" My dad became a lover of money (likewise did my mom) Once they got into debt and applied for bankruptcy. I understand the tremendous amount of stress and worry that’s on their shoulders to provide for their family, especially in this economy, but as christians, we need to seek God always, so that we can get through anything, and live our lives contentfully.

I’m afraid they are both digging themselves up for more disappointment if they don’t leave it up to God sooner, and make up, and move on. I wish they could take things with stride and faith. I wish my mom could stop getting so offended and jumping to conclusions and just take the dang job for crying out loud. It’s a good enough opportunity instead of housekeeping which involves picking up after dirty careless pigs. I wish my dad was a softer person when it comes to my mothers feelings. Husbands should never say things that can discourage and upset their wives for a very long time.

I have been going through a divorce for 4 yrs now. We separated May 2005. He has had temporary custody of our children since Oct 05. I caught my babysitter abusing my 4 yr old son on tape while I was at work. I also have a daughter who was 3, but not on the tape. DHR took my children and I have been fighting to get them back ever since. I feel I was not granted due process. Motion after motion was filed, and usually with no response. My Ex has done everything he could to cause us to lose everything we own. He filed chapter 13, that failed. He moved in with his girlfriend and her 3 children. He rubbed this in my face. He has lived with her for over a year, but still nothing was done. He has filed chapter 7 now, through his business. Motions were filed and still the judge done nothing. On May 18,2009 we had a hearing. Instead of testimony being given, we were directed to the conference room,and we all sat done and discuss all issues. We had only one day in court where testimony was given by him. That was august 2007. I have not had my day in court, so I feel I have been denied my chance to prove myself. I was not even asked what I wanted to do. I have recently found out that several of his decisions have been reversed by the supreme court. I do not have the money to go that far. I want to have him removed permanently.Can anyone please help?

My husbands in a lot of trouble and because of it I am too. He filed a bankruptcy here in California and signed my name to it.

The cops showed up with a marshell and took a lot of stuff away. Then they locked me out of my own shop so I cant make a living now.

A year ago he was out of a job. His benefits run out. Him and his brother decied to start a lawn business. They used a lot of credit cards from home depot, lowes, tractor co, master card and visa and an ameirican express card.

Adds up to about 65 thousan dollars. His borther lives in Oregon and they bought a trailer using another card an then hauled it all off to his brothers house.

They were suppose to be partners but I never seen a dime out of it. Well this weekend I found out what happen. His brothers keeping the money till hes out of bankruptcy.

I seen the papers he filed and he lied about everything he could to hide stuff. Hes got a big gun collection and its all registered and they took it away. It wasnt in the papers he filed. He bought some jewlry 2 months ago on a credit ccard and they took that away too.

The only thig he didnt lie about was my shop. He made suer to put it in there.

I called hsi ex-sister in law all frantic since theyre close. She admitted to an affair with him an its been going on for a year.

Wonderful husband of mine is a devout Christian. Hes been this way for 2 years cuz he says its right. He calls from jail tellin me to have faith in him and itll be alright an Godll bless us soon.

Is frauding people a sin? I want to throw his crap right back into his lying face! Give me some lines r something.

I cant wait to get my lawyer to sue for divorce. That husband of mine is a lying scum.
I talked to my lawyer today an call my parents. Im moving back to be with them and givin up the house and the shop. Everything. Anything to get away from that lier.

My husband asked his Ex’s parents for a loan of 50,000 for his business. He verbally agreed (if possible) to pay back the loan. His buisness is filing chapter 11 this month and still owes them. My question is this. When he left his Ex and filed divorce he left the house to her parents. When he was living with her he had invested over 80,000 in the house. When it sold the parents took the money. So if the parents are coming after my husband for the 50,000, didnt they get that from the house when they sold it, when it states that he should have gotten half of the equity from the house when it sold?? And can her parents take him to court if no papers were signed? Cash was given to him for the loan with no paper trails…

I recently (past few years) has a long, nasty and expensive divorce which resulted in a personal bankruptcy. I need a small business loan but my credit prevents me from obtaining one. I need to find someone for a short term loan. Any serious ideas?

Due to my ex-husband being a co-debtor on some medical bills for our 2 sons, he will be receiving a notice that I am filing bankruptcy. I do not want him to know my business because it’s his fault I’m having to file. He has to receive the notice by law since he is responsible for 1/2 of the medical bills (which he never pays). During the divorce he was ordered to pay on a credit card which my name was listed first. Well he never paid and know I’m being sued for k. I had no other options but to file for bankruptcy. I filed today and he will receive a notice and become privy to my filing for bankrupcty. I know he will call me and give me crap. I don’t want to deal with him. I would just like some good come back to say to him when I get the call!!!!!

I was a senior faculty at a well known university and due to my connections was able to place my dept students as internees with a well known health care company. However recently these internees were placed as ‘junior research contractors’ , which means the health care client payed a vendor company and that vendor company paid me ( after keeping a neat profit ) and I paid the internees handsomely with tuition reimbursement and stipend , after keeping a small sum for myself as profit.The profit per intern was not that high but due to more internees I placed, I could make a decent gross profit.
I had to run the internees payroll in advance every 15 days though , I was supposed to be paid every 50 days by this Vendor company.
It was the 1st timer for me in this contracting territory. All looked good initially , until the 1st payment. I could not get any further payments from this vendor.
She gave me personal reasons that – she is undergoing a divorce and her assets are frozen for the moment but all will be well later on.
I reported this to the Company Manager who called a meeting with myself and her. He assured me that his lady , called Kathy ( from the vendor company ) was very dependable and I should be getting my money, later on , no worries. Kathy looked like any other ‘business blond’ wearing full pant suites, tried to charm everyone and even visited these interns and got them expensive gifts. So everyone only had to say good words about her. Later on, when no payments came from Kathy’s company , I reported it again to Bob ( that Manager ) and he said he really could not retain Kathy’s payment.
Only later did I realize this was all a set up. That Bob and Kathy had more than business relationship. I cut short their internships , after receiving nothing but the 1st payment from Kathy and later I sued Kathy’s company, after she ceased all communication with me and would’nt return my calls. Bob too , started appearing evasive and told me not to disturb him.He said he paid 0K to Kathy. I was running a 100K loss with Kathy. She filed chapter ( I don’t know… 7,9,11? ) bankruptcy and gave the judge a 130 page memo explaining her stance.It looks like I was not alone, there were others also in the same boat. But she still lives in a Million palace , by the canyons, in CO . What should I do to recover my money ? Does anyone know an adept lawyer in CO , who could squeeze money out of these fake bankruptcy slimes ?
How should I approach this ..?

My husband & I filed bankruptcy in 2004. We seperated in July 2007. In March of 2008, my father helped me buy a small children’s business for selling clothes, furniture, toys, etc.

I am hoping we will work things out & get back together. We have 3 small children. He says he is trying to repair his credit so he can buy a small place for him & us. He told me the other day the only way for him to repair his credit is to get a divorce. Then he said he could credit all day long if he uses my business. Then he went into this spill about how he had been talking with a lawyer & 50% of the business was his according to the lawyer, even if my husband says he doesn’t want it. He says our credit is still linked because we are still married & pretty much everything that is his is mine & everything that is mine is his.

Does he have rights to my business? (It’s not making a profit yet)

If they repo my husband’s car, will it go against my credit? (my name is NOT on the car)

It is a small family business owned & run by my husband, his brother, sister and mother. I have no involvement, nor any interest in the business.

The company has been in the crapper for years and is in debt (ergo, the bankruptcy).

What I want to know is how this affects me personally. Will my credit be affected through "guilt by association"?

I want to get a divorce, but I am unemployed and soon he will be too.

Do I need to do anything to protect myself?

THANK YOU!
I didn’t put this in the Business & Finance section as I didn’t think I would get many – if any – response(s).

my wife moved to another state with my kids and filed for divorce. i accepted certified mail with the summons and was not served by a sherriff. I cannot afford a lawyer, but was told by one that they can claim personal jurisdiction. we have no marital assets left, we filed for bankruptcy. I do have a small pension that she could possibly go after. One other lawyer i talked to said they cannot as long as i dont appear in that state. another lawyer completely contradicted that lawyer and said they could easily get personal jurisdiction over me….. please help!!

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If you know something about custody battles please read.?
I have been a long battle with my ex. It’s a long story so I will try to make it short. I am working towards regaining joint custody. I lost last time over money. I was shocked when ex took me to court I didn’t even have attorney and couldn’t not afford one (which my ex made sure of) I never thought he would pull the stuff he pulled. Anyway in Aug. 08′ I hired attorney, she told me I would look better if I got married. I was dating a nice guy. Waited a year to introduce him to my kids. My kids loved him we got married. I have been in sales and I am terrible at it. I decided recently to go back to school. We bought a house and got married last year and served my ex papers for a remodification of custody. I am going to mediation first on March 12th. If that doesn’t work (my ex has been very difficult to reason with) we will have a trial at the end of March.
My new marriage has unexpectedly gone south very quickly. Two days after we got married he started talking about divorce! He talks about it alot. Now he wants to sell our new home. This person has done a 360* since we got married only 9 months ago. I think he wants out. Yet he says he loves me and he is very good to my children and spoils them alot. He has done alot for us. I think he might be maniac- depressive. His business (he in the mortagage biz) like most have gone south. He has never been honest with me about money. He says we have 50k in the bank one day and none the next. (I wish I was exaurating but I am not). He lies none stop about everything. This is not like a marriage at all. He stressess me out all the time. If we have to move out of our home that we have only been in for a year I am worried how this will look to the court and my children will be very unhappy. We may have to rent a home. Oh and he filed for bankruptcy. He told me he was getting this inhertance that was a lie.
I can never believe a word he says. I don’t trust him. However, I am starting school in the summer. I have about 3 years of school ahead of me. I am worried about making on my own financially. I don’t want to rush to divorce court after only a year. I am afraid of looking unstable to the court. I feel I will have only failed at marriage again.
Does anyone have any good advice for this situation?
2 hours ago – 1 week left to answer.
Additional Details
I was told I may not get everything I want in my case the first time around. That I may have to go back next year also. That is also why I worry about divorce with my husband. Again, I don’t want to look unstable.
2 hours ago

I got married after I hired the attorney. It is sad to say that even in America were we have over a 50% divorce rate that some idoit still thinks we look more stable married. I also live in the south and I always wonder if that has something to do with it.
50 minutes ago

I have done everything my attorney told me to do and then some. I also start a new job this week. It won’t pay me enough to live on my own. We did all of our discovery paper work before my husband filled BK. I know we look good on paper. (for now)

Sorry for the top part, I cut and paste this from another section.
No one knows what’s going on. So believe it or not aside from possibly moving we don’t LOOK unstable.
Guys, please no dumb answers about what I should or should not have done. I am dealing with what is.
If a lawyer and your family where pressuring you to get married for your kids you would do it too.

It is a small family business owned & run by my husband, his brother, sister and mother. I have no involvement, nor any interest in the business.

The company has been in the crapper for years and is in debt (ergo, the bankruptcy).

What I want to know is how this affects me personally. Will my credit be affected through "guilt by association"?

I want to get a divorce, but I am unemployed and soon he will be too.

Do I need to do anything to protect myself?

Anyone?

THANK YOU!

This is a repost…no one is answering in the other section…

I recently (past few years) has a long, nasty and expensive divorce which resulted in a personal bankruptcy. I need a small business loan but my credit prevents me from obtaining one. I need to find someone for a short term loan. Any serious ideas?

Married for two years, seperate bank acounts. Children from previous marriages and x spouses.
Husband posed the idea of a secret divorce…continue to live together in a commited relationship and remarry after bankruptcy or the threat, so that my credit isn’t damaged because of his business problems. A divorce on paper only…is that illegal?

I am going through a divorce and working on a settlement agreement which must be payed over a period of a few years. If bankruptcy is filed by my spouse in the interim, I will have to turn our settlement into a judgment and go after it that way BUT what can I secure now..meaning what is NOT dischargeable in court (retirement accounts, personal assets, businesses accounts, mortgages, etc.)

As a real estate agent, I am trying to generate referrals from real estate, probate, divorce and bankruptcy attorneys. I am doing this by developing a website geared toward them. What would make an attorney refer business to a specific real estate agent? I am trying to come up with a Unique Selling Proposition that will cause these attorneys to want to refer their clients to us when they need to sell a property due to Divorce, Probate / Death, Court Ordered Sales and Pre-Foreclosures. We are very well versed in these areas of real estate/legal sales but don’t know how to get this across to attorneys on a large scale without coming across as cheesy or fly by night. We want to put ourselves on the same level as partners to these attorneys. If you were an attorney, what could we say to you to consider referring your clients to us to sell their home? What kinds of experiences have you had in the past when referring to agents? What else can you tell me? What do they want? Thank You